When wealth & asset management
is lived in the highest quality.
Environmental Social Governance
” What we do today determines what the world will look like tomorrow. “
Marie von Ebner Eschenbach
” What we do today determines what the world will look like tomorrow. “
Marie von Ebner Eschenbach
The financial product is the financial portfolio management or investment advice in the various investment strategies offered by us.
This financial product advertises ecological or social features, but does not aim to make sustainable investments.
In the sustainable mandates, the selection of financial instruments as part of the implementation of the agreed investment strategy is geared towards avoiding adverse consequences for environmental, social and employee concerns and contributing to respect for human dignity and the fight against corruption and bribery.
We rely on the sustainability research of ISS ESG for the sustainability assessment of individual stocks. Further information can be found here.
We currently use the rating system of ISS ESG, one of the world’s leading sustainability research agencies, to determine the extent to which the above-mentioned sustainability issues are taken into account in the financial instruments we invest in. If we use investment funds as part of sustainable investment strategies, we select fund concepts that are classified as sustainable by the product providers (KVG). Components of the sustainability strategy include exclusion criteria for certain business areas and standards-based screening for the selection of companies, taking into account minimum standards for business activities (global standards and ESG controversies). Furthermore, the investment universe consists of companies that deliver the best sustainability performance within their sector or category and focus increasingly on ecological and ethical risk avoidance and opportunity exploitation (best-in-class). Based on this, we generally consider the adverse effects on sustainability issues to be sufficiently taken into account in a mandate.
See section “Pre-contractual product information in accordance with Article 14 Delegated Regulation (EU) 2022/1288 of 06.04.2022”
The environmental or social characteristics are monitored via the risk classification by the ISS ESG rating agency.
The financial product is classified according to our sustainability strategy. Further information can be found here.
a) The sustainability research of ISS ESG is used.
b) The methods used to collect the data are made available in a transparent manner.
c) The data is used for the financial product as part of our investment process.
d) No data is estimated by HRK Lunis.
We are not currently aware of any restrictions.
The selection of financial instruments for the financial product includes exclusion criteria for certain business areas and standards-based screening for the selection of companies, taking into account minimum standards for business activities (global standards and ESG controversies). Furthermore, the investment universe consists of companies that deliver the best sustainability performance within their sector or category and focus increasingly on ecological and ethical risk avoidance and opportunity exploitation (best-in-class).
The selection of financial instruments for the financial product includes exclusion criteria for certain business areas and standards-based screening for the selection of companies, taking into account minimum standards for business activities (global standards and ESG controversies). Furthermore, the investment universe consists of companies that deliver the best sustainability performance within their sector or category and focus increasingly on ecological and ethical risk avoidance and opportunity exploitation (best-in-class).
No reference value is used.
Name of the product: Financial portfolio management or investment advice
Company identifier (LEI code): 529900TPGTVU8EHK2750
The aim of the financial product is to limit the investment in terms of ESG risks. Environmental and social characteristics are also taken into account in the rating used. No reference value is used here. No specific environmental or social characteristics are advertised and no specific efforts are made to contribute to environmental or social objectives.
No individual sustainability indicators are used, but only a summarized ESG rating.
No sustainable investments are being sought.
No sustainable investments are being sought.
The main adverse impacts according to Annex 1 of Delegated Regulation (EU) 2022/1288 on sustainability factors according to Article 2 No. 24 Regulation 2019/2088 are not taken into account in the investment decision.
No sustainable investments are being sought.
No sustainable investments are being sought.
No
The sustainable investment strategy is formed from a combination of the “best-in-class approach”, which aims to ensure that no company is excluded per se due to its business activities and that controversial issues are taken into account, as well as our own negative and exclusion criteria.
Components of the sustainability strategy include exclusion criteria for certain business areas and standards-based screening for the selection of companies, taking into account minimum standards for business activities (global standards and ESG controversies). Furthermore, the investment universe consists of companies that deliver the best sustainability performance within their sector or category and focus increasingly on ecological and ethical risk avoidance and opportunity exploitation (best-in-class). Based on this, we generally consider the adverse effects on sustainability issues to be sufficiently taken into account in a mandate.
./.
The assessment of good corporate governance practices is carried out in the mapping of the ESG rating.
Investments are to be made in liquid financial products via individual investments, ETFs and funds. No sustainable investments are sought.
Derivatives are used to hedge the portfolio.
No sustainable investments are being sought.
No sustainable investments are being sought.
No sustainable investments are being sought.
No sustainable investments are being sought.
The selection of financial instruments as part of the implementation of the agreed investment strategy should be geared towards avoiding adverse consequences for environmental, social and employee concerns and contributing to respect for human dignity and the fight against corruption and bribery.
Further product-specific information is available at: www.hrklunis.de
Sustainability and the preservation of ecological resources, including fair living conditions, is a key issue for us with a high priority. Long-term, sustainable returns can only be achieved if the basis of life is preserved for future generations. As part of the financial sector, we see ourselves as having a special responsibility to actively promote climate protection goals with the means of investment and thus contribute to a more sustainable economy overall.
In accordance with Art. 6 of the EU Taxonomy Regulation, we are obliged to inform you that the principle to avoid significant adverse effects only applies to those investments underlying the financial product that take into account the EU criteria for environmentally sustainable economic activities.
The investments underlying the remaining part of this financial product do not take into account the EU criteria for environmentally sustainable economic activities.
Further information can be found in the following documents:
We would be happy to talk to you personally without obligation. Together we can protect and increase your assets in the long term. Rely on our expertise and experience.